About

A retirement planning tool built with the same rigor as a pension fund.

PlanRetirement.ai exists to answer one question honestly: what will your retirement actually cost — and will your plan cover it?

Our principles

  1. Your data is yours. We do not sell, license, or share it. Ever. Enforced architecturally.
  2. We earn no revenue from your data. Subscription only — and even that is free.
  3. Our numbers are explainable. Every projection drills down to its inputs. The methodology is public.
  4. We will tell you what we don't know. Honest uncertainty over confident illusions.
  5. The plan adapts to you. Defaults are reasonable. Personalization is opt-in.
  6. Calm over urgency. No fear tactics. No manipulation. No dark patterns.

How we're funded

Operations are self-funded. No venture capital, no advertising revenue, no data sale, no lead-generation kickbacks. This is the model that makes the privacy commitment possible — when nobody else is paying for your attention, your interests are aligned with ours.